Costs


Private insurance

I mainly treat patients who are insured in the German health system by private insurance companies as well as patients who work in the public sector (so-called “Beamte”). My fees are in accordance with the official tariff system for psychotherapists (Gebührenordnung für Psychologische Psychotherapeuten (GOP)/ Gebührenordnung für Ärzte (GOÄ)), between 2.8 (112,62€) and 3.5 times the standard rate, depending on professional assessment.

You will receive a detailed invoice at the end of each month.

Please bear in mind that I do not deal with your insurance carrier directly.

 

Patients who are insured by private and/ or foreign insurance companies will usually have my bills reimbursed by their insurers. It is important, however, that prior to making an appointment you contact your health insurance to ask if psychotherapy is included, if there is a defined waiting time and if there are any limitations concerning the frequency of sessions, therapeutic method, medical consular report, etc. as plans and individual coverage differ.

 

Public insurance

If you have a public insurance (e.g. Techniker Krankenkasse, Barmer, DAK, etc.) you only need to bring your insurance card with you for the first session. My fees are directly settled with your insurer, except for any cancellation fee or fees for any additional services you might ask for.

 

Self Pay

Psychotherapy is covered under most insurance plans. However, there are good reasons why paying for psychotherapy “from your own pocket” could make sense, for instance:

  • Psychotherapy on your record could have negative effects on later attempts to obtain new insurances (e.g. new health insurance, life insurances).
  • If you plan to get "verbeamtet" in the German public service, then psychotherapy on your record could lead to the failure of the "Verbeamtung".
  • As a direct payer there are no formalities involved.
  • As a direct payer you can freely determine the number and frequency of sessions, independent from insurance concerns.

Other reasons could be certain circumstances in life that in general afford a higher level of discretion. As a self-payer you can be sure that only you and your therapist know about your treatment as no information is submitted to your insurance company. Only in case of emergency (serious harm to yourself or harm to others) information about your treatment would be disclosed.

 

Cancellation policy

Psychotherapy practices are organized differently from other medical practices. If a patient cancels his or her appointment at short notice I usually am not able to fill the gap with the next patient waiting. If you cancel your appointment and have not notified me 48 working hours in advance I charge 80% of my fee. For appointments scheduled, for instance, on a Monday morning this means you would have to cancel until Friday morning. In case you have any questions concerning my cancellation policy please contact me.